36. 正确选项 F

With a tax imposed on expensive health insurance plans, most employers will likely transfer money from health expense into wages.

37. 正确选项 J

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Changes in policy would be approved or rejected as a whole so that lobbyists would find it hard to influence lawmakers.

38. 正确选项 A

It is not easy to curb the rising medical costs in America.

39 正确答案 G

Standardization of forms for automatic processing will save a lot of medical expenses.

40 正确答案L

Republications and the insurances industry are strongly opposed to the creation of a public insurances

41正确答案H

Conversion of paper to electronic medical records will help eliminate redundant tests and prevent drug interactions

42. 正确选项 C

The light cost of medical services and unnecessary tests and treatments have driven up medical expenses.

43. 正确选项 I

One main factor that has driven up medical expenses is that doctors are compensated for the amount of care rather than its effect.

44. 正确选项 P

Contrary to analysts’ doubts, the author believes drug prices may be  lowered through negotiation.

45. 正确选项 K

Fair competition might create a strong incentive for insurers to charge less.

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