Saving Money and Depositing It

Abby：We need to start saving money for a rainy day.
Rick：Yeah, I know, but we still need to live too. I don’t want to work just to save.
Abby：Well, we can save 20% of all our earnings and put it in the bank.
Rick：20% sounds too high. How about 10%?
Abby：If we start saving and keeping it in the bank now, we’ll have enough money to retire comfortably.
Rick：I don’t think about retirement too often. It seems so far off in the future?.
Abby：If we don’t put money in the bank now, we’ll have to work right up until the day we die. I don’t want to be working when I’m in my 70s?.
Rick：I don’t guess so?. I never thought about it that way.

存钱与储蓄

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艾比：我们得开始存钱以备不时之需了。
瑞克：是的，我知道，但是我们也得生活，我不想仅仅为了存钱而工作。
艾比：嗯，我们可以把我们收入的20%存入银行。
瑞克：20%听起来太高了。10%怎么样？
艾比：如果我们现在开始就把钱存到银行，我们就有足够的钱舒服地退休了。
瑞克：我不怎么想退休的事，似乎还很遥远呢。
艾比：如果我们现在不把钱存到银行，我们就到死都得工作。我可不想七十多岁时还要工作。
瑞克：我不这样认为。我从不那样想。

单词注释:

rainy a. 下雨的
retire v. 退休
retirement n. 退休